2 Ways to Find Bankruptcy Records for an Individual
Has your fiancé been dodging questions about his financial worth and credit history? Did the bank recently foreclose on his home? Does he only pay for things in cash? Unfortunately, given our down economy, it could be that he is bankrupt. Bankruptcy court records are considered to be public information, so you can easily find out if he is bankrupt a few different ways:
Voice Case Information System (VCIS)
Each state’s bankruptcy court has a Voice Case Information System that you can call to gather information on bankruptcy cases for free. Simply call the phone number and follow the prompts to retrieve records. You can usually search by case number, name or social security number over the phone. Find out the VCIS phone number for your state.
Public Access to Court Electronic Records (PACER)
The PACER service provides online access to U.S. Appellate, District, and Bankruptcy court records and documents nationwide. You can register for free, but accessing bankruptcy records costs $0.08 per page.